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	<title>SmartyPig®: Blog</title>
	<link>http://blog.smartypig.com.au</link>
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		<title>We Made More Changes</title>
		<description><![CDATA[If a change is as good as a holiday, then we’ve been as good as poolside for a long time here at SmartyPig HQ! Another new exciting change launches today for SmartyPig in our brand new Savings Smarts section! This is where you can go to get handy hints on the best bit about saving [...]]]></description>
		<link>http://blog.smartypig.com.au/read/we-made-more-changes/</link>
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		<title>SmartyPig Upgrade</title>
		<description><![CDATA[At Team SmartyPig we’ve been busy making a few updates to the site. Now human nature is to resist change, but these are pretty straight forward, so I think we’ll be all good. The summary of what we’ve done is below, and we’d love to know what you think! Cosmetic changes We’ve gone horizontal! You [...]]]></description>
		<link>http://blog.smartypig.com.au/read/smartypig-upgrade-2/</link>
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		<title>Swapping Spending for Saving</title>
		<description><![CDATA[So last week I told you all about the first bit of savings advice I got. You can read it here. It’s totally brilliant – I promise. So this week, I’m going to continue on with the theme, but this time take a slightly different, long and winding road. And that is… (long and quiet [...]]]></description>
		<link>http://blog.smartypig.com.au/read/swapping-spending-for-saving/</link>
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		<title>My First Savings Advice</title>
		<description><![CDATA[When I got my first job – my Dad gave me a piece of advice that no matter how much I earn, I should always save 5% of my pay. Not for anything – just to save. At the time I remember thinking how ridiculous it sounded – I was about to get my first [...]]]></description>
		<link>http://blog.smartypig.com.au/read/my-first-savings-advice/</link>
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		<title>Necessities versus Necessities</title>
		<description><![CDATA[‘Skip your morning latte at the coffee shop, make one at home and save $1,200 a year!’ ‘Don’t drive to work and pay for parking, catch public transport instead and save $1,300 a year!’ ‘Join a local library, it’s free and you’ll save money borrowing the books that you would normally buy!’ We’ve all read [...]]]></description>
		<link>http://blog.smartypig.com.au/read/necessities-versus-necessities/</link>
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		<title>Whose wedding is it anyway?</title>
		<description><![CDATA[I’m standing at the front of a room filled with people behind me – only 50% of which I know, I’m surrounded by a significant amount of expensive looking white fabric and my bank balance is considerably lower than it has been in a while… But wait. It’s not my wedding? Ask anyone who has [...]]]></description>
		<link>http://blog.smartypig.com.au/read/whose-wedding-is-it-anyway/</link>
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		<title>The Twelve days (after) Christmas</title>
		<description><![CDATA[After recently receiving my account statement for last year’s Christmas/New Year period I realised that I have an annual financial black hole. I can say with pride that I am more organised for the Christmas Day spend than any of my other annual financial events. I buy presents for; five family members, four friends and [...]]]></description>
		<link>http://blog.smartypig.com.au/read/the-twelve-days-after-christmas/</link>
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		<title>My (small) House of Credit Cards</title>
		<description><![CDATA[Whilst reading an article in The Age (click here to read but promise to come back please), I was prompted to reflect upon my own financial position and attitudes towards spending. As mentioned last week, I am a Gen Y. I have grown up in the age of many great things – slap bands, the [...]]]></description>
		<link>http://blog.smartypig.com.au/read/my-small-house-of-credit-cards/</link>
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		<title>What is saving, why do we do it and why am I talking about it?</title>
		<description><![CDATA[I’m going to begin with a cliché:  ‘Webster’s Dictionary defines saving as…’ Apologies – you are going to have to look up the definition yourself, because my friendly-resident lawyer has advised me that I cannot insert a direct quote from Webster’s Dictionary into my blog.  But I’m confident that if you Google the definition it [...]]]></description>
		<link>http://blog.smartypig.com.au/read/what-is-saving-why-do-we-do-it-and-why-am-i-talking-about-it/</link>
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		<title>SmartyPig Upgrade</title>
		<description><![CDATA[The saying goes, a change is as a good as a holiday. For those of us not going on a holiday any time soon, we’ve made some changes to our website. You can get back to us on what you think of the changes.]]></description>
		<link>http://blog.smartypig.com.au/read/smartypig-upgrade/</link>
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